
FSBO Contracts & Forms Center
Understand the documentation required to legally and safely transfer property ownership.
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Essential Real Estate Documents
The core paperwork required for a standard transaction.
Residential Purchase Agreement
The legally binding contract outlining the terms of the sale, including price, closing date, earnest money, and contingencies. This is the foundational document of your transaction.
Seller's Real Property Disclosure
A mandatory form where the seller details known defects, past repairs, and the overall condition of the property. Failure to disclose known issues can result in severe legal liability.
Lead-Based Paint Disclosure
Federal law requires sellers of homes built prior to 1978 to provide buyers with a lead-based paint disclosure and an EPA-approved information pamphlet.
HOA Resale Package
If the property is in a Homeowners Association, the seller must provide the buyer with the CC&Rs, bylaws, financial statements, and a resale certificate prior to closing.
Contract Glossary
Key terms you must understand before signing.
Earnest Money Deposit (EMD)
A deposit made by the buyer to demonstrate good faith. It is held in escrow and applied to the purchase price at closing, or forfeited if the buyer breaches the contract.
Contingency
A condition that must be met for the contract to become binding. Common contingencies include financing, appraisal, and home inspection.
Escrow
A neutral third party that holds funds and documents until all conditions of the contract are met and the transaction is ready to close.
Title Insurance
Insurance that protects the buyer and lender against past defects or claims against the property's title.
Frequently Asked Questions
Common questions about real estate contracts.
Reviewed By
Steve Lockhart
REALTOR® | AI Certified Agent™ | Creator of The Lockhart Method™
Last Updated: June 2026
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